Your advance shouldn't take the whole day's receipts.

Sigma Financial Solutions negotiates directly with your funders to restructure advances and business loans, so the payment fits what the business actually earns. Straight answers, no obligation.

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Debt calculator

What are you paying per week?

Drag the slider to see a typical restructured range.

$9,000 / week

$1K$13K$25K

Restructured weekly payment $4,500

Monthly cash flow freed up $19,485

12-month cash flow potential $233,820

Get My Exact Numbers

Illustration only, based on a 45% average reduction. Not an offer.

What we do

Four ways we take the pressure off your account

MCA Reconciliation

We work with your funders to adjust debits under your contract's reconciliation terms, matching payments to your actual revenue.

Payment Relief

We negotiate with your funders to ease the pressure now, buying you time and breathing room while we work toward better terms.

UCC, COJ & TRO Defense

Liens, confessions of judgment, and restraining orders, reviewed with counsel so you know your options at every step.

Emergency response

Frozen account, restraining notice, customers contacted: we move the same day.

Transparent · Results-driven · On your side of the table

We tell you what won’t work before we tell you what will.

How it works

Three steps, one accountable team

You keep running the business. We handle the funders, the paperwork and the calls.

Free review and triage

We read every contract, your ACH activity and any UCC filings before we quote anything.

Negotiation

Every position worked in priority order. Funders talk to us, not to you.

Closeout and rebuild

Signed agreements, lien releases and a cash-flow plan so it doesn't happen twice.

Who we work with

How we compare

The industry has a lot of call centers. Here is what to ask any firm before you sign.

Your questions answered

Answers before you call

Don’t see yours? Ask an advisor directly. No script, no obligation.

Will this hurt my credit?

A restructure is a negotiated agreement with your funder, not a credit product. We tell you up front how any specific outcome may be reported before you agree to anything.

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Sigma Financial helped me save many thousands of dollars to settle my loan with another company. They were reasonable with the duration of the payoff, and they were also lenient and accommodating with terms and payment options.

Robert @ Sigma Financial came to the rescue. He was great to work with and gave me all the options to resolve my situation. I am greatly for his hard work and dedication to making this outcome the best for my company.

Our company has had a great experience working with Sigma Financial Solutions. From the beginning, we have felt very comfortable working with their team because whenever we have encountered an issue or needed assistance, they have always been willing to work with us and help find a solution.

Rob and his team at Sigma took the time to understand my business’s financial situation and worked with everyone involved to find a solution that fits. They recognize that accounts receivable don’t always arrive on time and that those delays can make it difficult for a small business to keep up with payments. Throughout the entire process, they have been professional, courteous and understanding.

Your advance shouldn't take the whole day's receipts.

Debt restructured

Cases settled

States Served