MCA debt relief for professional services

Agencies, firms and consultancies bill on net thirty or net sixty and pay staff every two weeks. An advance covers the gap until the daily debit becomes bigger than the gap. We restructure the payments around your billing cycle.

Why firms end up here

If you answered yes to any of these, a consultation costs you nothing.

Clients pay on net 30 to 60 and the debit is daily

A large client paid late or left

Payroll is your biggest cost and it doesn’t flex

You hold more than one merchant cash advance

You took a new advance to make payments on an existing one

Your clients were contacted about what you owe

A judgment has been filed, or your accounts are frozen

You want to avoid bankruptcy

Built around how service firms get paid

Service businesses carry receivables and fixed payroll. We restructure payments to match when invoices actually get paid.

Billing-cycle payments

Payments aligned to when client invoices clear.

Protecting client relationships

UCC letters to your clients get handled first and discreetly.

Forbearance through gaps

Relief while a large receivable is outstanding, then restructured.

Lease and vendor debt

Office leases and vendor balances negotiated alongside the advances.